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Share & Certificate Secured

No need to spend your savings when you can use your Eagle Federal deposits to secure a loan at the very best rates and terms. 

Call or come by for an application.

 SHARE & CERTIFICATE SECURED LOAN RATES | CALCULATORS | APPLY ONLINE

3% Non-Dividend Share Loan Features
  • Borrow up to 100% of the savings balance.
  • FIXED loan rate of 3% APR.
  • Repayment terms up to 10 years.
  • Non-dividend share savings pledged to secure the loan are available to transfer as you pay the loan. 
  • Apply online, by phone or in person. 
  • Flexible payment options matched to fit your lifestyle.  Pay monthly, bi-weekly or bi-monthly.
  • Simple interest loans with no prepayment penalties means you only pay interest for the time you use the money.
  • Credit life and credit disability coverage available.

Share Loan Features

Borrow up to 100% of the savings balance.

  • FIXED loan rate.
  • Repayment terms up to 7 years.
  • Funds pledged to secure the loan continue to earn dividends at market rates. 
  • Funds pledged to secure the loan are released and made available as you pay the loan. 
  • Apply online, by phone or in person. 
  • Flexible payment options matched to fit your lifestyle.  Pay monthly, bi-weekly or bi-monthly.
  • Simple interest loans with no prepayment penalties means you only pay interest for the time you use the money.
  • Credit life and credit disability coverage available.

Money Maker Loan Features

Money Maker loans are share secured loans where the loan proceeds are deposited into a special share account to be used as collateral on the loan.  When the loan is repaid, the share savings fund are available to use.  Money Maker loans are a great way to build or rebuild credit.  It is also a way for members who can make loan payments but have trouble “saving” money build up savings for future purchases or vehicle down payments.

  • Borrow up to $5,000.
  • FIXED loan rate.
  • Repayment terms up to 10 years.
  • Share savings pledged to secure the loan continue to earn dividends at market rates. 
  • Share savings pledged to secure the loan are released and made available when the loan is paid in full.
  • Apply online, by phone or in person. 
  • Flexible payment options matched to fit your lifestyle.  Pay monthly, bi-weekly or bi-monthly.
  • Simple interest loanswith no prepayment penalties means you only pay interest for the time you use the money.
  • Credit life and credit disability coverage available.

Certificate Loan Features

  • Borrow up to 95% of the certificate pledged.
  • Low rate of 2.5% APR above certificate rate.  Rates automatically adjusted when certificate matures.
  • Payment amortized based on repayment terms up to 10 years
  • Share certificate pledged to secure the loan continue to earn dividends at market rates. 
  • Share certificate pledged to secure the loan are released and made available under the normal terms of the certificate as you pay the loan. 
  • Apply online, by phone or in person. 
  • Flexible payment options matched to fit your lifestyle.  Pay monthly, bi-weekly or bi-monthly.
  • Simple interest loans with no prepayment penalties means you only pay interest for the time you use the money.
  • Credit life and credit disability coverage available.

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